If you have insurance and plan to get pregnant and have a baby, you better have $3,000 to spare as well.
The cost of giving birth in the US, including care related to pregnancy, the delivery process, and postpartum services, averages $18,865. Of that total, women enrolled in large employer-sponsored insurance plans are responsible for paying an average of $2,854 out of pocket, according to a new analysis of the Kaiser Family Foundation.
Costs can be even higher depending on the type of delivery. Cesarean deliveries are more expensive, costing an average of $26,280, $3,214 of which is paid out of pocket.
The analysis comes after the US Supreme Court.The landmark Roe v. Wade who guaranteed women the right to abortion.
In other words, women denied abortions in states where the procedure is no longer legal could be in for thousands of dollars, even if they can’t afford it.
Raising a child, of course, has its own costs that are not factored into the analysis.
“This is just the first of many costs. This is the cost of the actual pregnancy and delivery, and of course once you have the baby and raise the baby, there is the cost of the baby’s health care and caring for the baby throughout. from their childhood,” said Cynthia Cox, vice president of KFF and one of the study’s authors. “This could even, in many ways, be one of the smaller costs in the course of raising a child.”
One area where pregnant women saved on health care costs compared to non-pregnant women: prescription drugs. That’s in part because some prescription drugs aren’t safe to use during pregnancy.